Frequently Asked Questions
- Do I need event insurance?
- Yes, increasing willingness to seek civil action for recompense in respect of injuries, losses or damages makes event insurance a must.
- What attendance level should I use.
- The attendance is the total expected visitors over the whole event. 250 visitors per day for a 4 day event is 1000 total visitors.
- Do I need additional cover if I have an alcohol licence?
- If you have an alcohol license this is absolutely fine and will not incur any additional premium etc. We do exclude any damage or injury due to intoxication though.
- Does the insurance cover me if the venue cancels my event or if bad weather forces the event to be cancelled?
- Yes, if you have chosen the Cancellation/ Abandonment option
- What if the dates of my event change?
- We have a 15 day event window so if your event moves there is no need to worry, just make sure it doesn’t go over the expiry date.
- Is there a compulsory level of public liability cover?
- No, but in many instances your local council will advise you of the preferred level of cover to seek
- Do I need employers liability cover as well?
-
It is wise to have this cover because you will still have legal obligations to people who are helpers or volunteers
- How soon will I get proof of insurance?
- Your policy will be emailed to you within minutes,